Insurance CLAIM

Certificates
Certificates

ASSISTANCE

Water damage insurance claims fail — or get underpaid — when the documentation isn't right. Wrong format. Missing moisture readings. No scope of work that maps to adjuster requirements. We've seen it hundreds of times.

Larchmont Builds provides adjuster-ready documentation on every job. Moisture maps, thermal imaging, photo evidence, and a complete scope of work in the format your carrier needs. We communicate directly with your adjuster so you don't have to navigate the process alone.

Mold certification provides formal, written documentation of inspection findings at a specific point in time. The certification summarizes observed conditions based on a completed inspection and, when applicable, supporting testing or clearance verification.

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Why Our Claims Succeed

Adjuster-Ready Documentation

Moisture readings, thermal imaging, and a complete scope of work delivered in the exact format your carrier requires.

Direct Carrier Communication

We talk to your adjuster so you don't have to. We provide what they need and follow up until your claim is resolved.

Full-Scope Coverage

One contractor handling mitigation through reconstruction means seamless documentation — no gaps adjusters can use to reduce your payout.

Certification handover

We had no idea how to handle the insurance side. Larchmont took over the whole process, they had everything the adjuster asked for before we even knew what that meant. Claim approved, full scope covered.

Brandon M.

Brandon Mitchell

Homeowner, Bellevue WA

We had no idea how to handle the insurance side. Larchmont took over the whole process, they had everything the adjuster asked for before we even knew what that meant. Claim approved, full scope covered.

Brandon M.

Brandon Mitchell

Homeowner, Bellevue WA

How Our Insurance Process Works

1

Emergency Response & Documentation Begins

The moment we arrive, documentation starts. Moisture readings, thermal imaging, and photos are captured before a single piece of equipment is placed. This protects your claim from the start.

2

Scope of Work & Damage Assessment

We produce a full written scope of work in the format adjusters require — itemized, measured, and tied to your specific damage event. No vague estimates.

3

Adjuster Coordination

We communicate directly with your insurance adjuster. We speak their language, provide what they ask for before they ask for it, and follow up until your claim is moving.

4

Claim Resolution & Rebuild Authorization

Once your claim is approved, we move directly into remediation and reconstruction. No handoff to a separate contractor. No documentation gap between phases.

What's Included in Every
Insurance Claim Assistance Job

Certification
Moisture Mapping

Professional meter readings and thermal imaging of all affected areas, including hidden moisture behind walls and under floors.

Photo Documentation

Timestamped, comprehensive photo record of all damage at every stage of the job.

Written Scope of Work

Itemized, adjuster-formatted scope covering extraction, drying, remediation, and reconstruction phases.

Adjuster Communication

Direct contact with your insurance carrier. We respond to supplemental requests and follow up on pending items.

Clearance Reporting

Post-remediation testing documentation confirming the space has been returned to acceptable conditions.

Reconstruction Integration

If rebuild is needed, documentation carries seamlessly from mitigation through reconstruction — one invoice, one scope, no gaps.

Insurance Claim Questions We Hear Every Day

Have questions? Reach out
Emily Carter

Eddie Bagniy
Operations Manager

Does homeowners insurance cover water damage restoration in Washington State?

What documentation does an insurance adjuster actually need?

My claim was denied or underpaid. Can you still help?

Will you communicate with my insurance company directly?

How long does the insurance claim process take?

Do I need to wait for insurance approval before work begins?

Does homeowners insurance cover water damage restoration in Washington State?

What documentation does an insurance adjuster actually need?

My claim was denied or underpaid. Can you still help?

Will you communicate with my insurance company directly?

How long does the insurance claim process take?

Do I need to wait for insurance approval before work begins?

Book an Assessment

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Address

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Thank You!

We got your message and contact you within 24 hours during working days!

From page

Name

Email

Required

Address

Time

Thank You!

We got your message and contact you within 24 hours during working days!